Dave Ramsey's advice for Christmas

Adrienne over at Adrienne's Corner links and excerpts the financial talk-show host's advice for the coming Yuletide season.  There is a lot of common sense in much of what Ramsey says about money and finance, and his advice regarding holiday spending should be listened to carefully.  The problem of over-indulgence this time of year is quite real -- not only with food, but with materialistic commercialism as well.  Be prudent and cautious with your time and treasure.  Particularly now, given the state of the overall economy.